Support at Home Classification 5

From 1 July 2026, Support at Home Classification 5 provides about $10,200 a quarter, or about $40,750 a year, in Australian Government funding. The exact amounts are $10,182.38 a quarter and $40,729.53 a year. The Government indexes these amounts each July, so they change from year to year.

Each quarter, 10% of your budget is set aside for care management. That leaves about $9,160 a quarter for your services. The Government sets the quarterly amount for each classification.

Government funding for Classification 5 is designed to meet mid-upper care needs. Your annual budget includes care management and is paid in quarterly amounts, so you have clear oversight of your available funds throughout the year.

Classification 5 covers a wide mix of services, grouped into three categories that support your health, independence and everyday life. The exact services you receive are guided by your assessment and care plan, so your support matches your lifestyle and goals.

Clinical care

These are professional health services delivered in your home. They help you manage medical needs without unnecessary hospital visits, and they focus on treatment, recovery and ongoing wellbeing. Clinical supports are fully funded by the Government.

• Nursing visits
• Allied health, such as physiotherapy, podiatry, dietetics, speech therapy and social work
• Personal care, such as showering, dressing and grooming

Independence supports

These are practical supports that make daily living safer and give you confidence at home. Participants make a moderate contribution to the cost.

• Transport services for older people
• Social activities for older people
• Respite care for carers

Everyday living

These are services that help you maintain comfort and quality of life. They ease the load on carers and help you stay part of your community. Participants make a higher contribution to the cost.

• Domestic assistance, such as cleaning and laundry
• Shopping assistance for older people and meal delivery
• Home maintenance

You can use your Classification 5 budget for approved services linked to your care plan, such as health care, personal assistance, transport and social connection programs. Assistive technology and home modifications may also be available, where they are approved.

Your budget cannot be used for everyday expenses such as rent, groceries, utility bills or entertainment, or for services already covered by Medicare or other government programs.

You may be eligible for Classification 5 if you:

1. Meet the eligibility requirements for Support at Home, including age. My Aged Care can confirm whether you are eligible.
2. Have been assessed as needing mid-upper support with health, daily living or community connection.
3. Have had an aged care assessment through My Aged Care.

The Government’s independent assessment process decides your eligibility. Holdsworth can help you prepare for your assessment, understand your Classification 5 entitlements and guide you through each step. Reach out to us for support.

Getting started with Support at Home is simple, and you do not have to navigate it alone. Here are the key steps:

1. Contact My Aged Care at myagedcare.gov.au or call 1800 200 422 to request an assessment.
2. Have your assessment with a trained assessor, who decides your classification.
3. Choose your provider. Holdsworth helps you set up your funding, design your care plan and connect you with the right services.

Reach out to our friendly team on 1300 882 962 for personalised local support.

The Government funds most of your support, but you may need to contribute to some costs. How much you contribute depends on the type of service and your circumstances, including whether you receive an age pension. Clinical supports are fully funded, independence supports have a moderate contribution and everyday living supports have a higher contribution.

Each quarter, 10% of your budget is set aside for care management. You may also pay for agreed extras if you choose additional services. Holdsworth explains every cost in writing before you start.

Support at Home has eight classifications, and each one matches a different level of care and support. Classifications 1 and 2 offer light support, with occasional help for simple daily tasks and staying socially connected. Read more about Classification 1 and Classification 2.

Classifications 3 and 4 offer moderate support, with regular assistance with personal care, domestic tasks and community access. Read more about Classification 3 and Classification 4.

Classification 5 offers mid-upper support, with a balanced mix of health care, home help and social connection. Classifications 6 and 7 offer higher support, with frequent or intensive services that often include ongoing clinical care. Classification 8 offers very high or complex support, with comprehensive, tailored assistance for people with advanced needs.